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Writer's pictureStyles & Associates

Sept 2022 Mini Budget

Updated: Sep 29, 2022

On Friday Chancellor Kwasi Kwarteng unveiled a "mini-Budget" where he reduced national insurance, income tax and stamp duty.


The mini-budget took place against the backdrop of a cost of living crisis during which energy bills had risen sharply over recent months. The mini-budget is designed to boost economic growth through tax cuts, which will be paid for by increasing the United Kingdom's national debt.


Key points

The key points announced in the mini-budget are:

  • Cut in the basic rate of income tax to 19% from April 2023

  • 45% higher rate of income tax abolished for higher earners in England, Wales and Northern Ireland from April 2023

  • From 6 November, reverse of the 1.25% rise in National Insurance introduced in April 2022

  • Plans to introduce the Health and Social Care Levy from April 2023 scrapped

  • Plans to increase corporation tax from 19% to 25% in April 2023 are scrapped

  • Around 120,000 more people on Universal Credit to be asked to look for more work or face benefit sanctions

  • People over 50 will be given more time with job coaches to help them find work

  • IR35 rules governing off-payroll work to be simplified

  • Annual tax-free corporate investment allowance to remain at £1m indefinitely

  • Regulations change so pensions funds can increase UK investments

  • Tax relief for investors allowing new and start-up companies to raise up to £250,000 of investment

  • Share options for employees doubled from £30,000 to £60,000

  • Stamp duty threshold lifted to £250,000 with immediate effect (£425,000 for first time buyers)

  • A freeze on energy bills that will cost an estimated £60bn over six months, and forecast to reduce inflation by 5%

  • The limit on bankers' bonuses is scrapped

  • VAT-free shopping for overseas visitors

  • Scrapping of planned increases in the duties on beer, cider, wine and spirits

  • Plans for investment zones in England, with 38 initially proposed

  • Liberalising of planning laws and scrapping of EU planning regulations



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